Difference between Insuring with Prapor and Therapist

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EreBuS
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Prapor is cheaper, but he returns your insured gear after 24-36 hours and he will only hold it for 1 day. If you don't claim them they disappear and are gone forever.

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Therapist is roughly 1.5 times more expensive, but she returns your items after 12-24 hours and will hold them for up to a week for you to claim them.
Tarkov Gang Big Boss Man.
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